Patrick

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joined 2005 Apr 3, 9:31am   United States 390 posts   1,741 comments   following x   ignore ignoring Patrick x ignore


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You Think It’s All About Guns? (kunstler.com)
by Patrick on 21 May 2018  3 comments, latest 2 hours ago
http://kunstler.com/clusterfuc I will venture to say — against the tide of current sexual politics — that adolescence is much tougher for boys these days than it is for girls. Every...

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Housing ATM is Back (But it won't work any better this time) (themaven.net)
by Patrick on 19 May 2018  21 comments, latest 6 hours ago
https://www.themaven.net/misht It makes little sense to refi at these rising rates. But here we are. ...But why is there any refi activity all at all?In September 2017 the MND mortgage...

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Owning a rental house is not as lucrative as buying stock (azcentral.com)
by Patrick on 20 May 2018  6 comments, latest 9 hours ago
https://www.azcentral.com/stor Single-family homes in large U.S. cities have generated returns of about 9 percent annually on average, according to the study, which examined results from 1986 to 2014.That would make...

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New Fed study on "Home Prices, Housing Wealth and Home Equity Extraction" (newyorkfed.org)
by Patrick on 20 May 2018  22 comments, latest 10 hours ago
https://www.newyorkfed.org/med Tons of great graphs.

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US cell carriers are selling access to your real-time phone location data (zdnet.com)
by Patrick on 16 May 2018  11 comments, latest 11 hours ago
https://www.zdnet.com/article/ Four of the largest cell giants in the US are selling your real-time location data to a company that you've probably never heard about before.In case you missed it,...

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Billionaires avoid real estate (therealdeal.com)
by Patrick on 20 May 2018  3 comments, latest 14 hours ago
https://therealdeal.com/2018/0 Of the world’s 7.6 billion people, 2,754 of them are billionaires who have cumulatively amassed $9.2 trillion worth of assets, according to Wealth-X’s annual census, and about 3 percent...

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How Blockchain Will Change Investing and Why Real Estate Will Be First (fortune.com)
by Patrick on 20 May 2018  1 comment, latest a day ago
http://fortune.com/2018/05/19/ According to Sacks, the advantage of tokens is they reduce or eliminate the “illiquidity discount” for assets that can’t be publicly traded. This discount means people pay less because...

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Wall Street’s new housing frontier: Single-family rental houses (curbed.com)
by Patrick on 20 May 2018  1 comment, latest a day ago
https://www.curbed.com/2018/5/ How the foreclosure crisis created the single-family rental industryThe industry is composed of a small number of key players. Invitation Homes and American Homes 4 Rent, the second-biggest single-family...

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Same article in papers thousands of times, always deliberately confusing LAND VALUE with house value (dailymail.co.uk)
by Patrick on 11 Apr 2018  10 comments, latest a day ago
It's amazing how many times the same article can get printed, just with a different address and different price. In every case the story is the same:* Look at this...

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Is it time to put a price cap on the real estate market? (born2invest.com)
by Patrick on 17 May 2018  6 comments, latest a day ago
https://born2invest.com/articl Prices are slowing or backing off on the high end. Hot markets have gone from $10 million plus to $5 million plus. Manhattan condo sales have plummeted to a...

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Average house price in Canada fell 11% in past year (cbc.ca)
by Patrick on 20 May 2018  Posted a day ago
http://www.cbc.ca/news/busines The average price of a Canadian home declined by more than 11 per cent in the 12 months up to April, the Canadian Real Estate Association said Tuesday.The realtor...

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House Prices Across Connecticut Have Failed To Recover Since Peak In 2007 (ctnow.com)
by Patrick on 17 May 2018  9 comments, latest 2 days ago
http://www.ctnow.com/news/hc-c Home prices across Connecticut — hit hard in a housing downturn that gripped the state a decade ago — have yet to stage a broad-based recovery and remain 15...

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Reject the Recall! (stanforddaily.com)
by Patrick on 20 May 2018  2 comments, latest 2 days ago
Judge Aaron Persky is to be admired for standing up to the ugly climate of radical feminist intimidation and presumption of male guilt in all cases.Instead of merely crumpling and...

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The Scientific Importance of Free Speech (quillette.com)
by Patrick on 22 Apr 2018  26 comments, latest 3 days ago
http://quillette.com/2018/04/1 Today, there are many reasons to be concerned over the state of free speech, from the growing chill on university campuses to the increased policing of art forms such...

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California Apartment Landlords Dump Properties Ahead of Rent Control Vote (cetusnews.com)
by Patrick on 17 May 2018  9 comments, latest 3 days ago
http://www.cetusnews.com/busin “These renter groups are starting to speak out and say, ‘These rents are ridiculous.’ They’ve gotten more organized than they ever have been,” he said. “I started getting a...

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LendingTree Reveals the Cities With the Highest Rates of Denied Mortgage Applications (lendingtree.com)
by Patrick on 18 May 2018  1 comment, latest 4 days ago
https://www.lendingtree.com/ho Key findings:Nearly one in 10 borrowers get denied for mortgages. On a national level, 8% of loan applications were denied.Credit history and debt are the biggest barriers. The leading...

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Builders losing confidence in housing market (builderonline.com)
by Patrick on 17 May 2018  3 comments, latest 4 days ago
http://www.builderonline.com/b We heard repeatedly over the two-and-a-half days of HLS that, although times are good now, and demand is solid for whatever builders can deliver to an inventory-starved market, clouds...

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Shared Housing Startups Are Taking Off (news.crunchbase.com)
by Patrick on 17 May 2018  Posted 4 days ago
https://news.crunchbase.com/ne In startup-land, however, the presumptions about where housing demand is going looks a bit different. Home sharing is on the rise, along with more temporary lease options, high-touch service,...

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Mortgage rates reach seven-year high in a housing market reckoning (marketwatch.com)
by Patrick on 17 May 2018  2 comments, latest 4 days ago
https://www.marketwatch.com/st Rates for home loans powered to the highest since 2011, setting up a fresh test for a housing market already strained by lean supply and surging prices.The 30-year fixed-rate...

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American Housing Crisis Might Be Our Next Big Political Issue (citylab.com)
by Patrick on 17 May 2018  3 comments, latest 4 days ago
https://www.citylab.com/equity The nonprofit smart growth advocacy group Up For Growth has the data to at least partially explain why the nation has strayed so far from that goal. Founded by...
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The Housing Trap
You're being set up to spend your life paying off a debt you don't need to take on, for a house that costs far more than it should. The conspirators are all around you, smiling to lure you in, carefully choosing their words and watching your reactions as they push your buttons, anxiously waiting for the moment when you sign the papers that will trap you and guarantee their payoff. Don't be just another victim of the housing market. Use this book to defend your freedom and defeat their schemes. You can win the game, but first you have to learn how to play it.
115 pages, $12.50

Kindle version available


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